ACE Travel Insurance – Benefits Table

Benefits Ultimate Supreme Essential Basic*
1 Accidental Death and Disablement $500,000 $200,000 $150,000 $50,000
- For Child $125,000 $100,000 $75,000 $10,000
- For Adult (over 70 years old) $125,000 $100,000 $75,000 $25,000
2 Double Public Transport Cover $1,000,000 $400,000 $300,000 NIL
- For Child $250,000 $200,000 $150,000 NIL
- For Adult (over 70 years old) $250,000 $200,000 $150,000 NIL
3 Child Education Grant $5,000 $5,000 NIL NIL
4 Overseas Medical and Accidental Dental Expenses $2,000,000 $500,000 $250,000 $20,000
- For Child $250,000 $250,000 $100,000 $4,000
- For Adult (over 70 years old) $200,000 $100,000 $100,000 $10,000
5 Traditional Chinese Medicine Expenses $750 $750 $750 $300
6 Hospital Visit Overseas $10,000 $5,000 $3,000 NIL
7 Compassionate Visit Overseas $10,000 $5,000 $3,000 NIL
8 Return of Minors (Children) $10,000 $5,000 $2,500 NIL
9 Hotel Extension $800 $800 $800 NIL
10 Overseas Hospital Confinement Benefit (S$200 per day) max 200 days max 150 days max 100 days NIL
11 Overseas Hospital Confinement Benefit for ICU ($200 per day) max 40 days max 20 days NIL NIL
12 Post Journey Medical Expenses $50,000 $25,000 $12,500 $200
13 Post Journey Traditional Chinese Medicine Expenses $750 $750 $750 NIL
14 Post Journey Hospital Confinement Benefit ($200 per day) max 30 days max 30 days max 30 days NIL
15 Quarantine Allowance (Outside of Singapore) ($50 per day) $500 $300 NIL NIL
16 Quarantine Allowance (In Singapore) ($50 per day) $500 $300 NIL NIL
17 ACE Assistance – Emergency Medical Evacuation Unlimited Unlimited Unlimited $20,000
18 ACE Assistance – Repatriation of Mortal Remains Unlimited Unlimited Unlimited $5,000
19 ACE Assistance – Direct Repatriation to Home Country Unlimited Unlimited Unlimited $5,000
20 Emergency Mobile Phone Charges Actual Cost Actual Cost Actual Cost Actual Cost
21 Personal Liability $2,000,000 $1,000,000 $500,000 $500,000
22 Legal Expenses $150,000 $75,000 $25,000 NIL
23 Journey Cancellation $20,000 $10,000 $5,000 NIL
24 Journey Curtailment $20,000 $10,000 $5,000 NIL
25 Travel Postponement $1,500 $1,000 $500 NIL
26 Replacement Traveler $500 $250 NIL NIL
27 Loss of Deposit due to Insolvency of Travel Agent $5,000 $3,000 $1,000 NIL
28 Travel Delay ($200 per 6 hours) $2,000 $1,000 $800 $400
29 Travel Misconnection ($100 per 6 hours) $500 $300 $200 NIL
30 Flight Diversion ($100 per 6 hours) $1,000 $1,000 $1,000 NIL
31 Loss or Damage of Personal Property and Baggage (max $500 per article/ $1,000 for laptop) $8,000 $5,000 $3,000 $1,000
32 Jewelery Coverage $750 $500 NIL NIL
33 Baggage Delay ($200 per 6 hrs) $1,200 $1,000 $800 $400
34 Loss of Personal Money and Travel Documents (Max $300 for money) $5,000 $3,000 $2,000 $500
35 Credit Card Indemnity $1,500 $1,000 $500 NIL
36 Flight Overbooked ($100 per 6 hrs) $500 $300 $200 NIL
37 Hijack ($100 per 6 hrs) $2,500 $1,000 $1,000 NIL
38 Kidnap/Hostage ($100 per 6 hrs) $10,000 $5,000 $3,000 NIL
39 Home Guard $10,000 $5,000 $5,000 NIL
40 Rental Vehicle Excess $1,000 $1,000 $500 NIL
41 Pet Care $1,000 $500 Nil NIL
42 Golf:
A) Hole-in-One $500 $250 NIL NIL
B) Golf Equipments $1,000 $500 NIL NIL
C) Unused Green Fees $1,000 $750 NIL NIL
43 Loss of Frequent Flyer Points $500 $250 NIL NIL
44 Terrorism extension Included Included Included Included
45 24-hr Worldwide Medical Emergency Assistance Hotline Included Included Included Included
24-hr Travel Advice Hotline Included Included Included Included
Automatic Extension of Cover Included Included Included Included

Important Notes:

  1. *Basic plan is only applicable for Journeys to and from Malaysia, Batam and Bintan.
  2. The amounts listed above are the maximum coverage payable for each Benefit.
  3. All Benefit items are on reimbursement basis where you will be reimbursed for the expenses incurred except for Benefit items 1, 2, 3, 10, 11, 14, 15, 16, 28, 29, 30, 33, 36, 37 and 38.
  4. Maximum of 90 days per Journey for Annual Policy.
  5. Pre-existing Conditions will not be covered.
  6. Please refer to the policy wording for the full specifications, conditions and exclusions.

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