Follow their bedtime routine. This may not be too easy to follow especially if there are a lot of distractions that will prevent them from sleeping at their usual time, however, as much as possible, stick to it. You can do this by doing the same things you usually do when you are at home, such as reading books, letting them take a bath, or listening to music. If your child prefers to sleep with white noise, you can have a mobile sound system with you.

Bring something from the bedroom. To let your child experience the same level of comfort of his bedroom, you may also pack his or her favourite pillows. This can also help if your kid does not prefer the hotel pillows. Other items may include books and stuffed toys.

Help your child get rid of jetlag. If there is going to be a change in time zone, it is essential that you do not let your kid fall asleep during the flight, even if he or she ends up whining or throwing tantrums. You will benefit from your actions later. Rather, to avoid boredom, you can engage your child in different activities while on the plane such as arts and crafts.

Minimize the distractions. Your kid may also be used to having his or her own room at home, but this may be totally different when you are on a trip since you may share guest or hotel room. What you can do to reduce distractions is to limit the light and noise that gets into the room.

Allow your children to unwind. When you travel with kids, give them their own time to relax. It does not matter if you have been doing a lot of things the entire day. You cannot expect them to hit the bed right away. You can read books, sing songs, watch movies, and other things they love to do. You can do this an hour before they officially hit the snooze button.

Unexpected events or emergencies can happen anywhere, regardless of timing. And it is even worse if you are not in your own country when an incident happens. It is important to protect yourself and your property when you travel, even if the trip is a short one. There are eight basic reasons why you need travel insurance, be it is ACE travel insurance or ntuc travel insurance.

Be covered for sudden change in plans. If you need to make changes to your travel plans or to cancel a trip for whatsoever reason, be it serious or minor e.g. a sudden death of an immediate family member or because you fell ill; travel insurance can cover the losses incurred, even if partially. Without insurance, you would have to bear the full costs involved.

It is convenient and cheap to buy travel insurance. Travel and ticket insurance can be bought online and they are relatively affordable. Besides, it makes sense to pay a small amount of premium in exchange for coverage that is usually much higher.

Be reimbursed for baggage loss. Travel insurance can also cover you for any monetary costs associated with lost or damaged baggage. In the event your baggage gets directed elsewhere, travel insurance covers the expenses you will have to fork out for buying clothing and such while waiting for your baggage to return.

Be reimbursed for delays or travel disruptions.  Some insurance plans compensate you with a certain dollar amount for delays and travel hiccups not caused by you.

Death coverage. If unfortunately, you were to pass away due to accidental events while travelling; your family will receive an insurance payout for your demise. This is additional money which your family will otherwise not receive if you did not purchase any travel insurance.

Be covered for health and medical services overseas. Almost all healthcare insurance plans do not include coverage if an individual were to seek medical treatment or emergency medical services while away in a foreign land.  Almost always, such treatments and services are very expensive and are likely to burn a hole in your pocket if you are not covered by insurance.

Be covered for things that can go wrong with the goods and service providers. Sometimes, the companies from which you purchase your travelling needs such as flight or cruise tickets can go bust without warning. Buying a travel insurance can protect you from such dangers, especially if you are abroad when this happens.

Gain access to assistance when needed. Many insurance companies like ntuc travel insurance offer a 24 hour customer hotline for all your needs, be it urgent or not. When things go wrong, you can seek assistance, which is highly important if you are in a country that does not speak your language.

Women are braver these days, but it does not erase the fact that they can still be prone to different kinds of dangers when they are travelling on their own. To avoid terrible scenarios, the ladies out there should learn the follow these tips:

Reduce the chances of being a victim of crime. You may never really stop criminals from doing what they do, but you can reduce the risks of becoming a victim. For one, make sure that you can remove your name tag or badge after work to avoid being known. When you know you are roaming around alone, rent from a taxi company that has unblemished track record.

Avoid wearing jewelry and clothes that are too expensive. Do not accept gifts such as food and drinks from strangers. If you do not want men to be coming to you, wear a fake ring. Do not give them the chance to see you as vulnerable. Be confident, in control of every situation, and alert. Moreover, if you can help it, avoid going traveling during night time.

In your hotel, keep the “Do Not Disturb” sign at the door to avoid anyone from getting in to your room. Before you travel, make sure that you have left your contact details, itinerary, and other important information to family and friends.

Protect your belongings. Whether you are in the airport or at the hotel, keep tabs of your luggage and other important items you are bringing. If you can, just pack light, bringing only the essentials on your trip. These may include a mobile phone with lots of credit, photocopies of your important documents such as passports, and contact details of your travel insurance company or embassy.

Follow the rules of the country. Always bring a shawl that you can use to cover yourself in case you are entering churches or places of interests where dress code is upheld. You must also research more about the culture, dress code, and traditions of a country.

Keep yourself healthy. When you are travelling alone, have yourself checked-up and vaccinated before you travel. If you are taking some prescribed medicines, request a chemist to list all the other possible names of the drugs or perhaps the drug’s name in your chosen destination. Check your travel insurance and ensure that all your coverage protects you well.

ACE Travel Insurance indemnifies Trip Cancellation expenses occurring up to 30 days prior to departure. Activate your ACE Travel Insurance today! Premium is the SAME regardless if you activate 1 day or 60 days before the trip.

Key Differences Between ACE and NTUC Travel Insurance

Overseas Hospital Income

• ACE - Pays $200 per 24 hours confinement in a hospital overseas; up to $20,000 for Essential Plan, $40,000 for Supreme and $40,000 for Ultimate Plan (Benefits 10).

• NTUC - Pays S$100 (up to $5,000 for Classic) and $200 (up to $10,000 for Deluxe) of hospital confinement up to 50 days (Benefits 7).

Traditional Chinese Medicine Expenses

• ACE - Covers treatment of Traditional Chinese Medicine expenses due to bodily injury or sickness; up to $750 whilst Overseas and up to $750 in Singapore  (Benefits 5 & 13).

• NTUC – Reimburse up to $300 for treatment (whether in Singapore or Overseas) by a Chinese Physician or Chiropractor for injury or sickness substained whilst Overseas (Benefits 4).

Automatic Policy Extension

• ACE - In the event that the Insured Person’s being Confined in a Hospital Overseas, the Period of Insurance shall be automatically extended for up to thirty (30) days without additional premium (Benefits 45).

• NTUC – NTUC travel insurance will automatically extend the Period of Insurance without any additional premium for a maximum of up to 14 days in the event that you are hospitalised or quarantined Overseas as advised by a Medical Practitioner (General Conditions 1.1).

Home Contents Cover

• ACE - Cover loss or damage of home content whilst the Insured is on a journey, including riots, fire, bursting or overflowing of water tanks/pipes or washing machine (Benefits 39).

• NTUC – Cover loss or damage of home content whilst the Insured is on a journey caused by fire. (Benefits 23).

Child/Children’s Definition

• ACE - Unmarried, unemployed and aged between 45 days to 18 years or 23 years old if studying full-time in a recognized tertiary institution (Part 2 Eligibility).

• NTUC - Child or children means children who are from age 30 days to below 21 years (Part V Definitions).

General Conditions/Exclusions

• ACE - ACE travel insurance provides Worldwide Cover with NO countries exclusions.

• NTUC – Does NOT cover claims for loss or liability directly or indirectly caused by or arising from:
  “Travel in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria” General Exclusions l.

Disclaimer:
The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the relevant products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement. Information last updated on 20 Oct 2011.

(A) Common Medical Supplies to Bring Include: 

Antiseptic Wipes and Bandages
The wipes and bandages come in handy in the event you suffer a scratch or cut that may develop into an infection.

Antibiotics
Both topical and oral antibiotics are effective in treating infections caused by cuts or food poisoning, so purchase some at the doctor’s.

Anti-Diarrhoea Pills
Bring along some in case of stomach upsets caused by consuming unhygienic food or over-indulging.

Motion-sickness Pills
These can help relieve discomfort or nausea caused by rough (or long) rides by boat, bus and train.

Painkillers
Common over-the-counter painkillers are useful for treating mild headaches, pain and fever.

Medication for Allergies
Antihistamines can help to deal with allergies that occur due to changes in climate, temperature and surroundings.

Anti-malaria Pills
It is crucial to bring anti-malaria pills if you are travelling to these continents: Africa, South America, South East Asia andIndia. You will need to visit a doctor to obtain supplies of it.

Topical Cream for Minor Skin Itching
Typically, creams containing hydrocortisone are able to provide temporary relief from minor skin irritations. This is helpful if you plan to go swimming in the sea or public pools.

Special Creams
In addition to hydrocortisone cream, ensure that you bring along topical medications for treating specific conditions such as yeast infection and peeling skin at the heels, especially if you have a history of suffering from these ailments.

Water-purification Pills and Oral Rehydration Salts
Clean water is not readily available everywhere, hence it is safer to pack some water-purification pills. In the event you suffer from diarrhoea due to consumption of unclean water, oral rehydration salts could help.

(B) Useful Items To Bring:

Handy Torchlight
This is useful when you have to manoeuvre in dim lighting, be it walking on dark streets or in emergency situations where electricity is unexpectedly cut off.

Sunblock
A sunblock can help to prevent sunburns and harmful rays from causing damage to your skin.

Thermometer
You can use it to check and monitor if you are running a fever (which is a sign of infection).

Insect Repellents
It is critical to bring along an insect repellent containing DEET if you are travelling to areas where malaria, yellow fever and dengue are prevalent. Otherwise, DEET –free repellents should suffice in fighting off normal insects.

Latex Condoms
Condoms may not be available everywhere, therefore do pack some of your own before you go a trip.

To cover against damages
One of the most important characteristics of a travel insurance policy is to cover against damages that the policy holder may incur. This can be in the form of lost or damaged luggage as well as any other form of materialistic loss. The exact amount of compensation and the coverage details will of course vary from one policy to the other, but almost every policy will offer some form of compensatory help.

Protection against theft
The very word travel can give rise to several concepts of insecurity in the minds of travelers and their families. One of the areas from where this insecurity can rise is of course theft. However, with an adequate travel insurance policy, a traveler can be protected against any theft of luggage any where while he or she is travelling. The clauses of this form of policy can also protect the traveler against theft or loss of his or her credit cards.

Provides medical coverage
One of the most popular reasons why travelers opt for travel insurance policies is of course the coverage that these policies provide for treatment of medical conditions and accidents while the policy holder is away on the trip. This is especially helpful in the cases of travel as in newer conditions in a new place, people are generally more susceptible to being attacked by illnesses as well as accidents and a policy would in such cases be the perfect help in a foreign land.

Provides protection against cancellations
Travelling often involves cancellations. Almost everything starting with the flight to and from the destinations to the hotel bookings can be cancelled without even a moment’s notice. A travel insurance policy covers against these cancellations and can provide travelers with monetary compensations in cases of any losses due to such upheavals.

Provides peace of mind
One of the most precious characteristics of the different policies of travel insurance policies is of course the fact that they provide immense peace of mind to the policy holder in an ambience which he or she is completely new to. A trip whether for business or for pleasure, can be carried out more easily if one knows that one is protected against any calamity by a policy.

Great Benefits at a Glance:

• Natural disaster
• Covers all countries
• Full terrorism cover
• Compassionate visit overseas (NEW)
• Return of minor children
• Hotel extension
• Post journey medical expenses (IMPROVED)
• Post journey hospital confinement benefit
• Hospital income for intensive care unit overseas
• Emergency phone charges (IMPROVED)
• Personal liability (IMPROVED)
• Legal fees due to false arrest or wrongful detention (IMPROVED)
• Journey cancellation and curtailment  (IMPROVED)
• Travel postponement (NEW)
• Replacement traveler (NEW)
• Loss of deposit due to insolvency of travel agent (IMPROVED)
• Travel delay (IMPROVED)
• Flight diversion (NEW)
• Loss of damage of personal property and baggage (IMPROVED)
• Jewelry coverage  (NEW)
• Baggage delay (IMPROVED)
• Pet care (NEW)
• Unused green fees (NEW)
• Protection against fraudulent use of credit card (IMPROVED)
• Flight overbooked (NEW)
• Coverage for your home contents whilst you are away (IMPROVED)
• Golf coverage (NEW)
• Loss of frequent flyer points (NEW)
• Automatic extensions

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For trips less than one week, a workable rule of thumb is one shirt per day, one bottom per every two days, one sweater, two pairs of shoes, and underwear for every day. Seasonal additional can be made accordingly e-g a bathing suit.

2.      Plan to wash rather than bringing more clothes      

The same numbers should be followed when you are travelling for more than a week. You should plan on washing your clothes rather than bringing more. Hotel dry cleaning or laundry service can be availed if the exchange rates of the country, you have travelled to, are good and you are not facing a tight budget.

3.      Two pairs of shoes are sufficient

Though it is hard to imagine that just two pairs of shoes are sufficient to cover all occasions, its true and you should stick with the ‘two pairs of shoes ‘rule. You should bring a casual pair and a dressy one. The dressy pair would suite great with pants or skirt. The casual pair would be used to walk across. You would not need running shoes unless you plan to run.

4.      Considering multiple uses of a jacket

To pack lighter, you should consider multiple uses of a jacket. An olive-green or navy blue blazer really suits over jeans. It would also suite with business slacks. A long fancy coat suites as a casual outfit.

5.      Complementary colours

If you want to have greater latitude in the choice of your outfits, you should pack complimentary coloured dresses e.g grey, black, and red, or green, brown and beige. In this way, more mileage will be sought out of fewer accessories.

6.      Shopping

You should get such cloth elements which will tie your wardrobe together. It will enable you to pack fewer things. The key clothing items of children, if outgrown, should be reoutfitted before travelling.

7.      Opting for wrinkle-proof, light weight fabrics

While packing, prefer choosing light-weight, compact, wrinkle resistant and washable clothes.

8.      Choosing a travel outfit

You should carefully select an outfit to wear while travelling. Opting for the heaviest cloth might be your choice but you should take care that the cloth breathes. A bit of layering is suggested because the cabin temperatures vary often. Heavy winter coat should be left at back home or in the car truck if you are heading towards south.

9.      Travel ready your cloth on time

Once you have selected your cloth, see which ones need to be washed, dry-cleaned or mended. Get them ready before time. If you are travelling with children, have them try their clothes they will be wearing on vacations. Some of the clothes they used in the last trip might have out grown.

The issue, though, is not everyone knows how to effectively look for a travel package. Thus, he or she usually ends up with one that he or she does not like at all—such a waste of money.

To avoid going through this hassle, here are tips on how to choose the right travel deal:

Make thorough research. Before you settle for one travel deal, conduct extensive research. First, you need to determine the legality of the travel agency. If something goes wrong with the transaction, you can run after the company. Agencies may have to secure certain certifications and licenses from countries they are selling.

You also need to determine the package inclusion. Is there a destination that you are unfamiliar with? The last thing you want to happen is to end up in a deserted beach when all you want to is to party.

You can do research using the Internet. There are already thousands of review websites you can check. If you have jet-setter friends and family members, you can ask for recommendations or feedback from them. You can also scan travel magazines, which sometimes feature travel agencies.

Determine how to cut on costs. Usually, travel packages already have fixed prices. However, what you do not know is that there are some of the agencies that are open to changes. You can actually opt out to some of their inclusions, so you can further reduce the cost.

For example, if you prefer staying in a hostel than a hotel, you can decide to cancel the accommodation. You can also remove the complimentary shuttle service, if you want to rent a car.

Another way of cutting down cost is to travel during off-peak season. Most hotels and airlines would offer discounts to attract people to travel.

Book early. When you avail of a travel deal, normally, it is the travel agency’s responsibility to secure plane tickets for you. If it is peak season, make sure that you can book early. This way, you can obtain the best seat in the plane. If you are travelling by group, you can ensure that everyone gets to board the same plane.

Consider your companions. You also have to think about your family members or friends who may be coming along with you when selecting travel tour package. Are the places safe for the kids, or are they too crowded? Is there a veranda or steep stairs that your toddler has to watch out for?

1.    You need to shorten your holiday.

Picture this scenario:

You are in a Caribbean cruise enjoying your vacation. But after two days, you receive a call that tragedy struck the family and you have to go home immediately.

The travel insurance in Singapore can actually refund you the remaining days of your stay.

2.    You have to cancel the trip.

There are many reasons why a trip can be cancelled. You have bad weather conditions, security threats, ill health, and calamities, to name a few. The travel insurance Singapore can reimburse you of your prepaid costs.

Note: The travel agent may provide you with a cancellation waiver. This is different from the travel insurance. Though this is inexpensive, it has dozens of limitations. It has to be obtained before you even book your bus, plane, or cruise ticket.

3.    You encounter flight delays or lost luggage.

Anything can happen during your flights, including these two sad scenarios. Nevertheless, the cheapest travel insurance in Singapore can cover you once the delay has already exceeded the determined time frame. For example, if the delay is already more than 12 hours, you can file a claim using your travel insurance.

4.    You want protection against personal liability.

If you happen to lose very important pieces of equipment or you injure someone during your travel. You can ask help from the insurer.

5.    You like to secure your family.

Travelling can cause a lot of things to happen, including your sudden death. You can use the travel insurance to properly compensate your bereaved loved ones. This is very vital especially if you are supporting your family.

6.    You need medical assistance immediately.

You lost all your travel documents or you happen to be trapped in a bad situation (such as getting caught in a thunderstorm or very heavy rains). There is also the possibility of getting extremely sick, and you need to be sent to an excellent health care facility ASAP. You can use the travel insurance Singapore. The amount will be based on the number of the days’ stay at the health care facility.