It Pays To Activate Your Travel Insurance Early

ACE Travel Insurance indemnifies Trip Cancellation expenses occurring up to 30 days prior to departure. Activate your ACE Travel Insurance today! Premium is the SAME regardless if you activate 1 day or 60 days before the trip.

Key Differences Between ACE and NTUC Travel Insurance

Overseas Hospital Income

• ACE - Pays $200 per 24 hours confinement in a hospital overseas; up to $20,000 for Essential Plan, $40,000 for Supreme and $40,000 for Ultimate Plan (Benefits 10).

• NTUC - Pays S$100 (up to $5,000 for Classic) and $200 (up to $10,000 for Deluxe) of hospital confinement up to 50 days (Benefits 7).

Traditional Chinese Medicine Expenses

• ACE - Covers treatment of Traditional Chinese Medicine expenses due to bodily injury or sickness; up to $750 whilst Overseas and up to $750 in Singapore  (Benefits 5 & 13).

• NTUC – Reimburse up to $300 for treatment (whether in Singapore or Overseas) by a Chinese Physician or Chiropractor for injury or sickness substained whilst Overseas (Benefits 4).

Automatic Policy Extension

• ACE - In the event that the Insured Person’s being Confined in a Hospital Overseas, the Period of Insurance shall be automatically extended for up to thirty (30) days without additional premium (Benefits 45).

• NTUC – NTUC travel insurance will automatically extend the Period of Insurance without any additional premium for a maximum of up to 14 days in the event that you are hospitalised or quarantined Overseas as advised by a Medical Practitioner (General Conditions 1.1).

Home Contents Cover

• ACE - Cover loss or damage of home content whilst the Insured is on a journey, including riots, fire, bursting or overflowing of water tanks/pipes or washing machine (Benefits 39).

• NTUC – Cover loss or damage of home content whilst the Insured is on a journey caused by fire. (Benefits 23).

Child/Children’s Definition

• ACE - Unmarried, unemployed and aged between 45 days to 18 years or 23 years old if studying full-time in a recognized tertiary institution (Part 2 Eligibility).

• NTUC - Child or children means children who are from age 30 days to below 21 years (Part V Definitions).

General Conditions/Exclusions

• ACE - ACE travel insurance provides Worldwide Cover with NO countries exclusions.

• NTUC – Does NOT cover claims for loss or liability directly or indirectly caused by or arising from:
  “Travel in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria” General Exclusions l.

Disclaimer:
The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the relevant products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement. Information last updated on 20 Oct 2011.